Fixed-Income Credit Analyst

职位描述

· Analyze financial data, including income statements, balance sheets, cash flow statements, and tax returns, to evaluate the financial health of the fixed-income related underlying.

· Assess credit reports, credit scores, and histories to help to monitor the credit risk.

· Prepare detailed credit reports summarizing findings, including risk assessment and recommendations to assist portfolio manager.

· Calculate financial ratios (e.g., debt-to-income, liquidity, leverage, profitability) and perform trend analysis.

· Perform industry and market research to understand the context of business and the economic environment.

· Monitor the financial performance of existing bond pool.

· Ensure all bond pool related policies and procedures comply with guidelines.

· Stay current on economic trends and regulatory changes that may impact credit risk.

任职要求

Required:

· Proven experience (1-3 years) as a fixed-income Credit Analyst or in a similar financial analysis role.

· Strong understanding of financial statements and accounting principles.

· Proficiency in financial modeling and ratio analysis.

· Analytical and problem-solving skills with a high attention to detail.

· Written and verbal communication skills in English and Chinese, with the ability to present complex information clearly and concisely.

· Proficiency in Microsoft Office Suite, particularly advanced Excel skills.

Preferred:

· Professional certification such as a CFA (Chartered Financial Analyst) or CRC (Credit Risk Certification).